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Does a GPS car locator affect my insurance?

Does a GPS car locator affect my insurance?

Posted on February 26, 2023 by riazadnan

The US military has developed GPS technology since the 1970s. Since then, its use has been democratized and has reached the navigation systems that are so common in our vehicles. We have one constantly attached to our phones, and thanks to it, companies collect data for the “Internet of Things.”

Of course, it took a little time for companies to realize the potential of this technology to prevent theft or, rather, to recover stolen objects by locating them with a few meters of precision. One of the companies dedicated to this purpose in Spain is the Detector Group.

In close collaboration with the Ministry of the Interior and the Civil Guard, they offer the installation of a GPS device to locate stolen cars and recover them promptly.

Real-time

These devices are responsible for locating the car in case it has been stolen and offer real-time information about our driving style (average speed) and the type of roads we usually travel. Thus, this information is very valuable for insurers since they know what type of driver they represent.

Thus, offers such as Leo Track CAR Insurance have emerged, which, using this device, analyzes the driving habits of the policyholder and offers discounts for being a good driver, in addition to guaranteeing the recovery of the car in case of theft.

When the GPS car locator emerged, many skeptics were quick to question the true effectiveness of these devices. But the truth is that they have demonstrated time and time again throughout the years in which it has been in force. As a win-win for insurance companies and policyholders, many have offered a service around locators.

However, not just any GPS Car Tracker is worth it. We must resort to those who collaborate with insurers or the Police; otherwise, we could find ourselves with our hands tied, and no effort is made to recover the stolen vehicle.

They are all advantages.

The best option is to find out about the offers that you have at your disposal and to know well what the benefits are to which you would choose to take out insurance with a locator.

In addition to anti-theft protection, insurance with a GPS car locator is usually cheaper than a traditional one and offers some benefits to keep in mind.

For example, when roadside assistance is needed, it will not be necessary to search for the location since the insurer will already know with reliability the exact point where we are. In the event of an accident and needing medical attention, the device will give the alarm signal, and the emergency services will attend immediately.

On the other hand, these insurances contain discounts for those drivers who drive safely: without exceeding the speed limit and driving a few kilometers at night.

So what are you waiting for? Check the installation prices of one of these devices; most likely, you will discover that your insurer lowers a few digits to your annual premium. Plus, you’ll get the peace of mind that comes with knowing that your car won’t be stolen.

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